Why Cell Charge?

If you expect to process less than $9,100 per month in credit card transactions, you should study this.

5 Ways You Will Save With CellCharge

1. Lowest Total Bill (Not the Lowest Rate)
Confused by all the rates and fees that other companies charge for handling credit cards? There are set-up fees, application fees, discount rates, statement fees, transaction fees, access fees, customer service fees, and so many others that it's difficult to have a clear picture of what you are being charged. You can never figure out who is better, and who has the lowest cost. You look just at the discount rate and sign a contract hoping for the best. Then, you find out that the quoted rate isn't all that you are being charged, and you are trapped in a two-year contract. Just ask your business friends!

When is 3.85% lower than 2.45%?
Answer: When you add all the processing fees together, the result with Cell Charge is a lower overall monthly cost for the transactions processed. The one-rate plan is simple to understand: 3.85%* per transaction plus a low $9.99* monthly access fee; that's it! There are no statement fees, monthly minimums, equipment lease fees, or termination fees.

*For new accounts only.

Do you want a low rate or a low total bill?
It turns out that this plan is much lower overall than those so called low rate plans. These "low rate" plans only cost less when you start processing more than nine thousand dollars every month. The real cost of a merchant account is the total amount that you spend to process transactions, not merely the rate that is quoted.

2. No expensive equipment to buy
Simply use your existing phone to process credit cards
Cell Charge uses a telephone to process all of your transactions and provides Merchants with their "Deluxe Package" including everything you need to begin processing credit cards. The package includes a set-up fee of $99, a credit card imprinter, your business nameplate, a package of 100 sales receipts, and a user's guide. This is great news for those small businesses that don't process huge volumes of credit card transactions each month. This eliminates the high up front and on-going costs for purchasing a swiping terminal that can amount to $500 to $2,000; or a lease that may run $40 to $60 per month for 4-5 YEARS. In addition, you will not need to add another dedicated phone line which can run as much as $33/month for the swiping terminal to work. You would need to process $9,100 per month to make any of these programs worthwhile. Avoid these costs and the commitment to a long term contract and equipment lease by choosing Cell Charge instead.

3. No long-term contract
Other credit card processors enter you into a long-term contract. These contracts come in two forms: First, all other companies require a 3-5 year lease for the expensive equipment plus hefty monthly fees. These payments must be made no matter what you process that month, and are typically at $40-$60 a month. Second, other companies require a service contract with a lot more fees that are automatically renewed every year. There is a small window to cancel, but a big penalty if you miss it. This is designed to make even unhappy customers continue to pay. Cell Charge doesn’t do this!

4. Simplicity-A single rate
Our system has no hidden charges for mid-rates and special processing. Our rates do not vary, and all our Merchants receive this special, low 3.85% rate.

5. Quick. Easy, Low Cost Set-Up
Cell Charge can have you taking credit cards within 48-hours of submitting your application. There is a one-time $99 set-up fee and after you fill out our secure online Merchant application, you can begin accepting credit cards tomorrow!

Check the comparisons yourself. How much can CellCharge save you?

* Competitor pricing is a calculated average of the three leading credit card merchant service providers in the United States; located in Atlanta, GA, Alpharetta, GA, and Denver, CO. This data is based on quotes provided for a potential merchant requesting processing of $1,000 a month in VISA ™ and MasterCard ™ August 1, 2005. Rates are for new merchants only.

Studies have shown that by simply accepting credit cards, business owners can expect as much as a 50% increase in business in the first year. This is possible because customers who pay for products and services with a credit card spend on average 3.5 times more than cash only customers. Start getting your share today!

Here's How Transactions Work
Step 1: Dial our toll free number from any phone.
Step 2: Enter the pertinent credit card information and the transaction amount.
Step 3: Wait for our instant authorization system to tell you that the card has been accepted.
Step 4: Your funds are automatically deposited into your checking account within 3 business days. You can even go online to see your up-to-the-minute transaction record.

It is that easy!

To apply for a CellCharge Merchant Account, please have your driver’s license, credit card, and checking account information ready. Click here to connect directly to CellCharge's secure application set up site.

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